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How much money do I need to start investing?
On average our clients hold portfolios investment accounts for +- US$ 1 million. However, we have agreements with some of the most important financial institutions in the U.S. like Interactive Brokers or Charles Schwab that allows us to manage investment accounts without minimum amount requirements. In order to make those investments more efficient we recommend to start your investment account with at least US$ 100,000 if you’re a foreign person or US$ 50,000 if you are a US citizen or resident.
Other popularly known financial institutions normally require higher amounts to open investment accounts, those amounts vary based on the client profile. It is important to emphasize that we have excellent alliances with some of the most famous firms to manage investments in an economical and efficient way in compared to what normally clients can reach individually.
I am resident of Latin America or Europe; can I open an Investment account?
Yes, your nationality or country of residence is not a limitation for us, we can work with citizens or residents of Latin America, Europe and of course the United States.
How my investments will be managed?
We will make an analysis of your risk appetite, current financial situation, profile and financial goals, based on those parameters we will design an investment proposal adapted to your needs, and once the strategy to be followed is jointly defined, the initial investments will be made. After that on a periodical basis we will carry out reviews and adjustments to your investment portfolio based on market conditions and your investment goals.
You can take a leading role in your portfolio (non-discretionary management), establishing strategies according to your individual objectives or leave the repositioning of the portfolio in our hands according to market conditions (discretionary portfolio), in any case you will always receive advice our professional opinion and cost efficient vehicles.
What is the cost of this service?
A fixed and transparent fees are one of our main strengths, since we do not depend on bureaucratic structures, nor do we have the conflict of interest that many large financial institutions create by setting sales goals for their investment advisers. Our fees are based on a win-win strategy and start in the order of 1.21% based on assets under management per year.
This reduced cost in managing your investments, which results in better returns on our clients’ portfolios, comes from the efficiency that arrive from having the licenses required to directly access the most important investment systems and trading desks in the world. We eliminate intermediaries’ costs allowing our clients to access competitive prices directly from the trading desk, without adding additional costs to the already agreed transparent fees.
What is the difference between managing my money with you or directly with a bank or financial service firm?
The main difference is based on our independence and fiduciary responsibility, this means that as Investment Advisors we do not receive compensation from any financial institution, investment funds or we are subject to meet sales goals, so there are no conflicts of interest in the products that our advisers will offer you, since they will be focused on your needs and special conditions.
Will I be able to withdraw money whenever I want?
Yes, you can make transfer withdrawals to your bank account based on the available balances you have in your portfolio. Proceeds from sales made on securities held in the portfolio can take from 1 to 5 business days to be available for withdrawals, and the time will depend on the financial instrument to be sold.
We recommend our clients to define an investment strategy with a medium to long-term horizon, this reduces the negative effect that volatility can generate over the short-term in the financial markets.
Can you withdraw money from my account?
No, we are regulated by different entities in the United States and the regulatory framework makes it impossible for us to make transfers to third parties or commingling your investments with our accounts.
We have no custody of your money or investments, only an authorization to execute your trades, your portfolio is kept in an US financial institution under which we have agreed to work.
These financial institutions will provide you with online systems to view your investments, portfolio balances, monthly accounts statements and reports.
What is a Financial Boutique or Family Office?
Family offices are private companies dedicated to manage large family or business assets owned by a family. Our service objective is based on wealth and financial management with fiscal efficiency, helping our clients to meet their financial goals with efficient vehicles and strategies.
Are you regulated by the US government? Are my funds safe if I invested them using your services?
We are regulated by the US Government and its laws, information from our financial advisors and the company can be found at the “Financial Industry Regulatory Authority” (FINRA) https://brokercheck.finra.org/ and at the Securities Exchange Commission https: //adviserinfo.sec.gov/.
The financial institutions we have chosen to kept custody of your Investment Portfolio are covered under the policies of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.
